Life • Health • Travel
The Home Team
Medavie Blue Cross: Newfoundland’s Best Choice for Health Insurance
Discover the All New Elements plans from Medavie Blue Cross and enjoy simple, flexible and affordable health insurance.
Get expert advice to find the Blue Cross Plan that’s right for you from a highly experienced agent.
Getting your health insurance when you are healthy is one of the smartest decisions you can make. All too often, people discover that they are unable to get coverage after they become ill or injured. Our provincial health care offers a certain level of coverage for our residents such as surgeries or doctors’ visits. However, MCP does not cover prescription drugs, dental or even treatments that occur outside the hospital or doctors’ office. You may find yourself paying thousands out of pocket in medical bills which may cause stress and wreak havoc on your financial security when you should be focused on getting better. While it would be nice to have a crystal ball, a comprehensive health plan from Medavie Blue Cross guarantees that you are prepared for whatever health issues life may bring your way. Prescription drugs can be very expensive with Blue cross there are no overall maximums and after $4500 per year, it’s free! You will pay as little as 20% up to the maximum of $50 per prescription. A comprehensive Blue Cross plan can cover the following:
- Prescription drugs
- Fertility drugs
- Dental
- Vision care
- Physiotherapists
- Acupuncturists
- Massage therapist
- Occupational therapist
- Hearing aids
- Orthopedic shoes
Your plan can also be tailored to cover medical equipment such as:
- Wheelchairs
- Motorized scooters
- Hospital beds
- Travel insurance
- Semi-private hospital rooms
LET'S GET STARTED
At St. John's Life lnsurance, you have found one place to get information on Medavie Blue Cross health insurance plans, to help you choose the best plan for you, to obtain rates as well as a place to buy your plan with assistance from an experienced agent. Medavie Blue Cross offers coverage that goes beyond their competitors and we offer exceptional service and are always here when you need us. Get your plan now, while you are healthy, so that you will have it when you are not!
ABOUT MEDAVIE BLUE CROSS
Trusted for over 70 years for health insurance, Medavie offers excellent health care to Atlantic Canadians.
As a not-for-profit company, Medavie Blue Cross, through the Medavie Foundation, puts 13% of its profit back into our local economy including right here in Newfoundland and Labrador. As highly experienced agents and one of the largest individual Health Plan providers of Medavie Blue Cross health insurance in Newfoundland, we are able to offer you a plan that's simple, flexible, and affordable. We can help you get the plan that's right for you.
Call or email today for your free consultation!
WHY CHOOSE MEDAVIE BLUE CROSS?
There are many parts to come together to answer this question, "Why is Medavie Blue Cross the best health insurance choice for Newfoundland?" The short answer is dependability, flexibility, versatility, affordability and charity starts at home. Particularly now, with the new elements health plan, Blue Cross has a health plan unparalleled by its competitors. With prescription drugs having no overall maximums, it's the most generous plan that you will find on the market. Also, once you have reached $4,500 in annual claims, Blue Cross will pay 100% of your medication cost. They also offer dental, vision care, health practitioners, critical illness, hospital cash and assured access. The first part of the name "Medavie" combines the English word "Medical" and the French word for life "Vie", indicating the scope of the coverage offered to their clients. Medavie Blue Cross administers billions of dollars in claims each year, from smaller, one time claims to major longer term claims.
With excellent health and life insurance coverage that you can depend on and solid reputation, Medavie Blue Cross is the best choice for health insurance for Newfoundland.
EASY ACCESS® LIFE INSURANCE
One of our most popular products, Easy Access provides financial security and money for final expenses with no medical exams or tests. If you can answer “no” to 4 basic health questions you will be eligible for up to $35,000 in life insurance with premiums that will never increase. Easy Access offers cash values and the face amount will double in case of accidental death.
PREFERRED ACCESS® LIFE INSURANCE
If you can satisfy 6 additional health questions, you can quality for the same great benefits as Easy Access- at even better rates.
ASSURED ACCESS
Assured Access allows you to put your health coverage on hold should you acquire group health benefits, and to reactivate your health plan later without needing to qualify again medically. Assured Access allows you and your family to move into the Elements Enhanced Plan, which has extensive drug travel and health benefits. Choose from single, couple or family coverage. You are eligible to apply even if your group coverage is not with Medavie Blue Cross.
To qualify:
- You must be 64 or under
- You must be enrolled in a group health benefits plan for the past 12 months
- Ask one of our professional agents for details on Assured Access. You can also download and fill out the Assured Access Application right here. Contact us if you require assistance in completing the application
Easy Access® & Preferred Access®
Get life insurance by filling out our application form
Assured Access Application
